Thinkerfint

About Thinkerfint

Building trust into every lending decision

We build Thinker Suite in Bangkok: one platform for the whole lending journey, from identity to collection, made for Thai regulation and running beside the systems lenders already trust.

Thinkerfint team in a working session in a glass meeting room at the Bangkok office
  • Ngern Hai Jai
  • Good Money
  • SBI Thai Online
  • Kiatnakin Phatra Bank
  • Greenwing
  • kbao

Our story

From lending capability to a full lending suite, since 2023

Thinkerfint was set up in Bangkok in 2023 under an MOU with the KIV group (Kasikorn Investure) to build lending capability. In our first two years we delivered lending projects for KKP, KBao, Vyvr, Ngern Hai Jai, Money DD and Greenwing, including the Universal LOS programme at Kiatnakin Phatra Bank.

In 2026 we grew beyond loan origination into Thinker Suite: onboarding, decisioning, eContract and loan management for lenders who want one end-to-end system. Today 60+ people across engineering, product and delivery work side by side with 15+ clients in finance and beyond.

Our mission

AI does the busywork. Experts make the call.

Give every lending team the tools to launch and change products in days, not months, while every decision stays explainable, auditable and in the hands of their own experts.

Our impact

Real system. Real clients. Real volume.

Results reported by clients in production, from a top-5 hire-purchase bank to a state-backed digital lender.

Built in Bangkok · Live in Thailand since 2023

100,000+
applications processed
since our first onboarding client went live in November 2025
5 min
fastest HP approval
at a leading Thai bank, down from 1–3 days
67%
fewer tasks per officer
after moving to parallel data checks
15+
clients
in finance and beyond

Leadership

The team behind Thinkerfint

Telecom and enterprise software at scale, international operations, digital-lending transformation and AI architecture: leaders who know how regulated businesses buy.

  • Ponlawat Tantivongampai

    Ponlawat Tantivongampai

    Chief Executive Officer

  • Krittanan Auamkul

    Krittanan Auamkul

    Chief Operating Officer

  • Nuttapon Lertwittayatrai

    Nuttapon Lertwittayatrai

    Chief Product Officer

  • Rattanapong Chairukwattana

    Rattanapong Chairukwattana

    Chief Technology Officer

Office and contact

Get in touch with our team

Reach out for product questions, partnership opportunities, or press enquiries.

Office
6th Floor, MAHANAKHON CENTER, 2 Soi Sueksa Witthaya, Si Lom, Bang Rak, Bangkok 10500

Build the next chapter of lending with us

Start with one loan product and a proof of concept on your own data, then scale across products with the same team from design to go-live.

Talk to our experts